Medical Clipart

Medicare is a federal health insurance program for people age 65 and over as well as some people under age 65 with certain disabilities.  As great as Medicare is, it doesn’t cover everything. Generally Medicare will pay 80% of your approved health care costs. A Medicare Supplement can help pay some of the out of pocket costs such as deductibles and coinsurance (the 20% left over).  The plans are offered by private insurance companies and are standardized by the government.  A Medicare Supplement plan allows you to see any doctor who accepts Medicare patients anywhere in the US. 

The best time to sign up for a supplement plan is during your open enrollment period starting the first month in which you are 65 or opt into Part B.  When you enroll during this time you are guaranteed a right to buy any Medicare Supplement plan sold in your state regardless of any medical conditions you may have.

While the plans are standardized by the government (meaning that a Plan F is the same regardless of the company), monthly premiums and value added benefits will vary.   

June 29, 2015

What is a Medicare Supplement Plan?

Medicare is a federal health insurance program for people age 65 and over as well as some people under age 65 with certain disabilities.  As great […]
June 26, 2015
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It’s Monsoon Season. Do you know what to do when a monsoon hits?

If you are driving:  Don’t enter a dust storm or flooded washes.  Turn your headlights on and drive slowly.  If you pull off the road, turn […]
June 22, 2015

2015 income limits for AHCCS and Low Income Subsidy (LIS)

QMB Individual income= $1001 per month Couples income= $1348 per month Resource limit is $7280 for an individual and $10,930 for a couple LIS Individual income= […]
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Congratulations ! You’ve retired. Now what?????

The first thing to think about is “What lifestyle do I want in retirement?”  Do you want to stay in the same home or move closer […]